Is The World Wide Web Safe To Get A Warranty Quote?

extended warranty quote

You don't necessarily need to get an online warranty quote, but it sure does save a lot of time! Unfortunately, given the vast resources available to you, there's no one magic website that will give you all the information you need right away. It will require a good amount of time and sifting, which not everyone is cut out for. In some cases, there have been ads placed on Craigslist.org for "research assistants" to spend the time and assemble the data needed to make a smart personal decision. It might be worth the $50 fee to save yourself 40-60% on your extended automobile warranty!

When you're dealing with a warranty company online, there are a few things to look for. Be sure they're BBB approved and that you can find their address or executive names somewhere on the site. Check to see if the warranty company is backed by an insurer or financial backer, which will guarantee that you'll be covered even if the company suddenly goes belly up. You can then cross-check the financial backer with the AM Best website to see how reliable they are. Your State Insurance Commission can also tell you if any complaints have been filed with the company. Your warranty quote should deliver a clear, comprehensive detailing of what you will get for your money. If they can't provide you with the level of detail you need or if they seem vague, then look elsewhere.

Also, before you get a warranty quote, you may have to consider different coverage options. For example, a "breakdown" warranty may cost less up front, but it also may increase the number of repairs you have to pay for yourself, whereas "wear and tear" warranties will cover most major components, including costly gaskets and seals. Secondly, some warranty companies don't cover you if your car has overheated, so again, it's a matter of price vs. protection. Consider whether you want roadside assistance, towing, trip reimbursement and rental car coverage, should your car fail while you're traveling. If you don't plan on selling your car and transferring the warranty, then you may be eligible to save some money that way. Many consumers also want the choice of choosing the repair shops, as opposed to the warranty company choosing where the work will be done. Additionally, some consumers save money by agreeing to pay for repairs upfront and be reimbursed later, rather than having their warranty company pay the mechanic directly. Understand these options before buying your plan so you can avoid having your claim denied later.

There are, of course, some sites to avoid while shopping around for a warranty quote. TheAutoClub.com is one such site that may provide misleading results that don't quote all rates and will spam you every week. At Continental Warranty, you won't be able to read the contract unless you put down a deposit, which is BOGUS! While several sites pump up AAAutoWarranty.com, they don't offer "wear and tear" extended warranty coverage and aren't actually "A" rated, as they suggest. SmartAutoWarranty does not offer online quotes at all, but tricks you into filling out a form for an "instant quote," which only suckers you into getting a phone call from their sales rep. Their offerings do not include "wear and tear" coverage, shop fees, luxury items, seals or gaskets and they are not BBB approved. Despite these warnings, do not be disheartened by the task of shopping around. In the end, a few spam emails is worth saving 40-60% on your extended automobile warranty.